Olaoye, A. A., Adeniyi, A. L., & Bello, W. (2025). Islamic Banking System in Nigeria: Challenges and Gains from Its Operation . FUDMA Journal of Accounting and Finance Research [FUJAFR], 3(1), 53–64. https://doi.org/10.33003/fujafr-2025.v3i1.160.53-64