SHITTU, Ibrahim Oladipupo; ABDULSALAM, Nasiru; OGOCHUKWU, Ikegbo Stanley. Loan Default Prediction Practices and Machine-Learning Readiness of Microfinance Banks in Bauchi State, Nigeria. FUDMA Journal of Accounting and Finance Research [FUJAFR], [S. l.], v. 4, n. 3, p. 524–536, 2026. DOI: 10.33003/fujafr-2026.v4i3.431.524-536. Disponível em: https://fujafr.fudutsinma.edu.ng/index.php/fujafr/article/view/431. Acesso em: 26 oct. 2026.