Olaoye, A. A., Adeniyi, A. L. and Bello, W. (2025) “Islamic Banking System in Nigeria: Challenges and Gains from Its Operation ”, FUDMA Journal of Accounting and Finance Research [FUJAFR] , 3(1), pp. 53–64. doi: 10.33003/fujafr-2025.v3i1.160.53-64.