Ahmed, Abdullahi, Danjuma Ahmad, and Adamu Jibrilla. “Student Loan Access and Academic Performance: Evidence from Modibbo Adama University NELFUND Beneficiaries”. FUDMA Journal of Accounting and Finance Research [FUJAFR] 4, no. 2 (June 23, 2026): 302–314. Accessed June 24, 2026. https://fujafr.fudutsinma.edu.ng/index.php/fujafr/article/view/347.