Etudaiye-Muhtar, Oyebola Fatima, and Ahmed Alhaji Aliyu. “Financial Development, Remittances and Access to Education in Nigeria”. FUDMA Journal of Accounting and Finance Research [FUJAFR] 4, no. 1 (January 11, 2026): 1–15. Accessed January 14, 2026. https://fujafr.fudutsinma.edu.ng/index.php/fujafr/article/view/272.